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How to Get Your Free Annual Credit Report

17 January 2012

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Reasons to get a free credit report Now more than ever, it is important that everyone know their credit score and review their credit report on a regular basis. The information contained in a credit report can have positive or negative impacts on a person’s life and affect both financial and personal. Old or inaccurate [...]

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Understanding Your Credit File And Your Credit Scores

2 November 2011

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  Understanding Your Credit File 1. What is a credit report? 2. Who can view your credit file? 3. What kind of information contained in your credit file? 4. How the credit reporting agency described your payments history? , 1. What is a credit report? Like millions of others, your credit history are maintained by [...]

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Identity Theft

11 October 2011

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Identity theft is an increasingly common crime. From the most unsophisticated (such as dumpster diving) to the most sophisticated high-tech (such as Internet fraud), identity thieves are always looking for ways to get hold of your information.    Identity Theft 1. “Pharming” – At first, the criminals used “phishing” – the “Phishing” – in which [...]

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How to Use Your Credit?

28 September 2011

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Thus, before visiting your dealer, lift the hood and inspect your credit rating. Get your credit report and make sure it is as clean and sparkling as the beautiful car you covet. With a good or excellent credit scores, you can negotiate a lower interest rate for your loan. , If your credit history has some scratches [...]

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Identity Theft: what it is, and what to Do?

12 August 2011

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What is identity theft. Each year, thousands of people are victims of identity theft. While recent advances in telecommunications and information technology facilitate communication between businesses and consumers, they also allow the widespread dissemination of your personal information, making it easier for criminals. Identity theft is the collection and unauthorized use of your personal information, [...]

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How to Improve Your Credit Score

11 July 2011

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, Improve Your Credit Score Want to improve your financial health? You do not know where to start? To guide you thought your credit, your refinancing or your saving. You can make this year the best year that is to your credit. Read on to see the main financial objectives available: Set goals for yourself: 1. Check your credit [...]

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Myths and Realities of Credit Score

22 June 2011

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We’ve all heard the same rumors from our neighbors, relatives or friends. There are plenty of myths about what you should do and not do to improve your credit and your credit score. Finally, we throw some light on these myths! We will exposed these “urban legends” to give you the truth and all the [...]

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